At Citizens State Bank we want to help you save for your retirement.

Types: Regular, ROTH, & SEPS, Educational, and MSA.

• Interest bearing.
• 6, 12 or 18 month Fixed Rate period.
• Interest rate will not change for the term of the account.
• Minimum opening balance $100.00.
• Interest compounded semi-annually and credited to the account semi-annually.
• Automatically renew.
• Subject to penalty for early withdrawal.
• Daily balance to calculate interest.
• Interest begins to accrue on the business day you deposit non-cash items (for example checks).
• There will be a $50.00 charge to close or transfer an IRA.
• APY assumes interest stays on deposit until maturity.
• Call for Current Rates.

Any withdrawals shall be subject to applicable tax and other laws and regulations including possible early withdrawal penalties and withholding requirements.

Contact Information