Letter from the President
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Commercial Loans
Consumer Loans
Real Estate Loans



At Citizens State Bank we want to help you with your borrowing needs. Come in and visit with one of our loan officers.


Commercial Loans

  • Business Loans
  • Construction Loans
  • Agriculture Loans


Consumer Loans

  • Car Loans (New or Used)
  • Real Estate Loans
  • Home Improvement Loans
  • Other Secured Personal Loans
  • Home Loans and Construction Loans
  • Customized Loans to Fit Your Needs

We also offer Credit Life and Accident Insurance for your credit protection.


Real Estate Loans

We do in-house loans as well as secondary market loans through several companies. Our goal is to provide the best service to our customer and keep cost to a minimum.



Contact Information

David McSwain - 405-533-3737 / dmcswain@citizensstatebank.net