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Our Privacy Commitment to You. We recognize, respect, and protect the personal privacy rights of all our customers. We
realize that our customers entrust us with personal information and it is our policy to maintain our customers' information
in a confidential manner. We are committed to providing the highest level of security and privacy regarding the collection
and use of our customers' personal information, as well as personal information of all consumers who visit our institution
and website.
Confidentiality and Security of Nonpublic Personal Information. We restrict access to nonpublic personal information about you
to those employees who need to know that information to provide products or services to you. We maintain physical, electronic,
and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
Nonpublic Personal Information We Collect. We collect nonpublic personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates, or others
- Information we receive from a consumer reporting agency
Nonpublic Personal Information We Disclose. We do not disclose nor do we reserve the right to disclose, any nonpublic personal
information about our customers or former customers to anyone, except to other nonaffiliated third parties as permitted by law.
Notify Us of Inaccurate Information We Report To Consumer Reporting Agencies. Please notify us if we report any inaccurate information
about your account(s) to a consumer reporting agency. Your written notice describing the specific inaccuracy(ies) should be sent to
us at the following address: CITIZENS STATE BANK P.O. BOX 177 MORRISON, OK 73061.
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